580 S State
Orem, UT 84058
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Hours of OperationOffice Hours
Monday through Friday from 8:00 a.m. - 5:00 p.m. MDT
Customer Service Phone Line
Monday through Friday from 8:00 a.m. - 5:30 p.m. MDT
From the Beginning
In 1917, the Utah Legislature passed a workers’ compensation act, requiring all employers to have insurance for their employees. The system was established to protect both the employee and the employer from financial ruin that a workplace accident could cause.
WCF Insurance was established with a $40,000 loan, which it repaid to the state in 1922. Since then, WCF Insurance and its policyholders have seen many changes, but the company’s purpose and vision remain the same: to provide excellent customer service to our policyholders and their employees.
To better serve WCF Insurance's multistate customers, Advantage Workers Compensation Insurance Company (Advantage) was created in 1998 to write workers' compensation outside Utah. Today, Advantage is licensed in fifty states and the District of Columbia.Stopgap coverage is available in the monopolistic states. Advantage has extensive experience, knowledge, and resources in a number of states, and can be an excellent resource on multistate or single state workers' compensation. Five claims offices are maintained in the western United States: Arizona, California, Colorado, Idaho, and Nevada.